Debt. To be in debt is to owe someone something. If that’s true, isn’t it appropriate for us to speak of debt in our prayer, for aren’t we all in debt to God? Aren’t we in God’s debt when we disobey his commands? Rather than love our neighbor, we hurt our neighbor. Aren’t we in God’s debt when we disregard him? He makes the universe, and we applaud science.
Maybe if I wave at my neighbor or go to church next Sunday, I’ll get caught up. But how do you know when you’ve made enough? That’s the problem. You never can. Romans 4:5 says, “People cannot do any work that will make them right with God.” You’re going to spend the rest of your days huffing and puffing to get to the drive-through window before the bank account closes. Just do this: trust his grace. It is God who justifies your account.